Say Hello to Pathao Pay: Your YOUniverse, Your Way
- Pathao Pay
- July 8, 2025

Your Digital Life, Now in Your Wallet
Pathao has always been about convenience, speed, and putting control in your hands. With the launch of Pathao Pay, we’re taking that mission to the next level, transforming the way you transact, access, and manage your money. From the daily essentials to the spontaneous moments, Pathao Pay is designed to simplify how you spend, send, and save all while staying secure. It’s not just a wallet. It’s a lifestyle upgrade. It’s Your YOUniverse, Your Way.
So, what is Pathao Pay?
Pathao Pay is a new digital wallet built into the Pathao app. It’s more than just a payment tool, it’s your financial companion. Whether you’re grabbing a ride, ordering food, settling a bill with friends, or just topping up your phone, Pathao Pay makes every transaction smoother, faster, and safer.
Why you’ll want to make the switch
At its core, Pathao Pay is about giving you control over your finances without any complexity. It combines the flexibility of modern digital finance with the reliability and trust you expect from Pathao. From simply topping up your phone instantly to enabling automated payments, every feature is designed to take the friction out of your financial life. You’re not just managing money, you’re moving through your day with ease.
It starts with a simple sign up
Getting started is quick and secure. All you need is your phone number and NID. If you don’t have your NID on hand right away, you can still begin the sign up process using just your phone number. Your account will be created in a dormant state, and you’ll be able to complete the verification with your NID later on to unlock full access. Once you enter your information and verify via OTP, you’ll go through a quick identity check by ensuring your account is yours and yours alone. Live verification adds an extra layer of security, and setting up your wallet PIN seals the deal. In just a few minutes, you’re all set to explore everything Pathao Pay offers.
Security you can trust
Pathao Pay is protected by two-factor authentication, so your money stays safe at all times. Each transaction, whether it’s a payment or a transfer, requires your personal PIN ensuring that you stay in control, always.
Make your money move fast
Adding money to your Pathao Pay wallet is seamless. Whether you’re topping up from your bank, card, or mobile wallet, the process is straightforward. Once you’re loaded up, you can send money to anyone in your contact list and it lands instantly in their wallet. Receiving money is just as easy. You can even request money through the app and get notified when someone pays you back.
Scan, Pay, Done
Paying with Pathao Pay is incredibly easy. Simply scan a merchant’s QR code or select a service within the app, confirm the amount, enter your PIN, and you’re done. Whether you’re ordering food, riding across town, or paying for delivery, the experience is instant and effortless.
Withdraw when you need it
Your money isn’t stuck. With Pathao Pay, you can withdraw funds to your bank account, any Mutual Trust Bank PLC ATM or even ATMs that support Mastercard in just a few steps. Choose the withdrawal method, enter the amount, verify, and your money is on its way.
Smarter payments, your way
Some payments happen again and again and Pathao Pay has a solution for that too. With AutoPay, your recurring Pathao payments get handled automatically. Activate it once and forget the rest. It’s perfect for your daily rides, food orders, or any other service you use regularly.
Introducing Pay Tag
Each Pathao Pay user gets a unique Pay Tag. Think of it as your personal handle. Share it with others to receive money instantly, without needing to remember phone numbers or long account details.
Split bills now easier than ever
Pathao Pay also helps make group payments easy. With Split Pay, you can divide any transaction with your friends or family directly through the app. Whether it’s a dinner bill or a shared gift, everyone gets their share in just a few taps.
One card, many possibilities
Pathao Pay goes beyond digital. The new Pathao Pay Card brings your wallet into the real world. Backed by Mutual Trust Bank PLC and Mastercard, it’s accepted across Bangladesh and globally. You get real time balance sync, so your card and wallet are always in step. It supports both local and international currencies, comes with NFC tap and pay, and gives you access to cash at any ATM nationwide. Choose from three sleek designs Starlit Horizon, Purple Haze and Sunshine Beach as you carry your style with every transaction.
Send to many, instantly
The Group Send Money feature is perfect for moments when you need to send money to multiple people at once. Instead of repeating the same steps, now you can make a single transfer to multiple recipients fast, efficient, and perfect for group contributions or shared expenses.
Top up your mobile in seconds
Need to recharge your phone? Do it instantly with Pathao Pay. It’s quick, convenient, and always just a few taps away.
Your YOUniverse is here
Pathao Pay is more than a wallet. It’s a personalized financial experience, crafted to work with your everyday life. With powerful features, top tier security, and effortless convenience, managing your money just became something you’ll actually enjoy.
Ready to enter your YOUniverse?
Update your Pathao app and Sign Up on Pathao Pay today.
